History of Retail Forex Trading

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Now that you know a little about forex, you’re probably itching to start your pippin’ adventures.

But before you set off on your journey, you need one more thing… An actual account with a broker!

Of course, we want you to work with a broker that will provide the right services for your individual needs, so we decided to come up with this section to walk you through the right things to consider when choosing!

Forex History

But first, we’ll begin by revisiting the pages of history to find out how brokers came to life.

Name the best thing that the mighty powers of the Internet have brought us. YouTube, Facebook, Netflix, BabyPips.com… Yes, those are all awesome.

But what we want to talk about is the greatest gift to forex junkies like you and me: Retail FX trading!

In fact, forex junkies probably wouldn’t exist if not for the birth of online forex brokers.

You see, back in the 90s, it was much more difficult to participate in the retail FX market because of higher transactions costs.

At that time, governments were like strict parents keeping a watchful eye on exchanges, restricting their activities. After a time, the CFTC decided that enough is enough.

They passed a couple of bills, namely the Commodity Exchange Act and the Commodity Futures Modernization Act, and opened the doors for online forex brokers.

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Since almost everyone had access to the worldwide web, opening an account with a forex broker was simple and convenient.

Various forex brokers started popping up here and there, eager to take advantage of the booming forex industry.

But now that there are many choices out there, it’s a little tougher to distinguish between the good brokers and the evil ones.

We’re not kidding about the evil ones, which are also known as bucket shops, and we’ll delve into that a little later.

Buhari Inaugurates N30,000 Minimum Wage Implementation Committee

President Muhammadu Buhari has inaugurated a committee to implement the new national minimum wage.

Buhari had signed the new minimum wage into law in April after months of negotiation with governors.

Winifred Oyo-Ita, the head of the civil service of the federation, was appointed the chairman of the committee.

During the inauguration ceremony, Boss Mustapha, the secretary to the government of the federation, said the committee had four weeks to complete its assignment and the inaugural meeting is scheduled to hold on May 20.

Members of the committee include the ministers of labour and employment, finance, health, education and budget and national planning.

Others are the attorney general of the federation and minister of justice, director general, budget office, secretary of the federal judicial service commission, secretary, National Assembly Service Commission and chairman, National Salaries, Income, and Wages Commission, who will serve as the committee secretary.

Fielding questions about the payment of the new wage, Chris Ngige, minister of labour and employment, said there are still processes and procedures to be carried out before the implementation of the wage even though it has been signed into law.

Although he did not state when the payment would commence, Ngige said that arrears would be paid anytime implementation of the new wage commenced.

Top 5 Characteristics of a Good School Website

Building an online presence is as imperative for schools as it is for businesses. A website can have a tremendous impact when it comes to your school’s image, parent awareness, and the representation of your school mission. The following list contains the top 5 characteristics that constitute a good school website.

1. Visual Appearance

The website’s appearance is the first thing that grabs the attention of visitors. When creating a website for schools, the design needs to highlight the uniqueness of the school’s personality and include a logo, colour scheme, imagery and other attributes that impact the overall perception of the school brand. The presentable and uniformed look will make a positive first impression and will keep visitors interested in engaging with the content.  Finding a balance between mediocrity and complicatedness is a key.

2. Simplicity

Complicated and hard to navigate websites turn off visitors (perspective parents) which may result in an increased bounce rate. By removing all unnecessary elements and keeping the layout clean, the readers will have a better experience in consuming website information. Keep backend and frontend designs streamlined.

3. Informational Content

The ultimate goal of your school site is to provide a platform where students and parents can find information regarding events, recent news, extracurricular activities, school directory and other important activities. Is the content of your school website stale? Does your school have a blog? If not, then it is time to start one.  Frequently updated relevant content keeps the website alive and is engaging for teachers, students and parents.

4. Responsiveness

Web pages should be accessible from any device whether on a desktop, tablet or smartphone, and provide a user-friendly experience. If the website is not responsive, visitors will have to spend more time waiting for the page to load and will eventually leave the site. It is imperative that your school community has access to news and updates from any device. Responsiveness is also one of the important factors in Google’s search results algorithm.

5. Content Management System

Content Management Systems are a necessary tool for schools to publish or edit content and to post updates easily and instantaneously. Is your school website outdated, irrelevant and in need of a makeover? Update your school’s website and take it to the next level with the customisable website platform CMS, which requires zero coding knowledge to utilize it. Its dynamic interface consists of a publishing platform for teachers and students in addition to an events module and mobile application for parents. Check our recent projects and feel free to request a demo at info@delbimax.website or call +2347065774464.

Journal Website Design & Development

Website Design for Journal

Publication web design and development is a major brand element of the Journal publication. The Journal web design provides the style and user experience to meet reader and advertiser expectations regardless of the the quality or presence of a print magazine offering.

Journal website design defines the modern publication style and provides for digital presentation of the publication to a potentially much larger audience than the print design product.

A journal is an expanded essay that presents your own interpretation or evaluation or argument. When you write an essay, you use everything that you personally know and have thought about a subject. When you write a research paper you build upon what you know about the subject and make a deliberate attempt to find out what experts know. A research paper involves surveying a field of knowledge in order to find the best possible information in that field. And that survey can be orderly and focused, if you know how to approach it.

Many publishers make a significant investment into monthly operations to publish each print magazine issue yet fail to invest in their Journal website Design and development. As advertisers seek placement on Journal websites, we are seeing strong interest and budgets for publication web design projects. Immediate value and the ability to immediately execute website advertising programs make this a magazine brand element that must be designed for performance.

If you are Looking for Journal Website design & development and want to launch your own website we can help you, to know more call us at +2347065774464 or +2348020142331 or you can email us at: @Delbimax info@delbimax.website

Windows 7 Users Are Refusing to Upgrade to Windows 10: Here’s Why

Windows 7 is nearing its end, but that hasn’t discouraged people from using the operating system.

Windows 7 owns an astonishing 36.4% of the desktop OS market despite its impending expiry date of Jan 18, 2020, a decade after the OS was launched, according to a report from NetMarketShare (first reported by TechRadar).

That presents a serious problem for Microsoft, as Windows users appear reluctant to switch to Windows 10, which now accounts for 44.1% of the market share, a small improvement over the 43.6% from last month. In comparison, Windows 7 dropped by just 0.09%, which suggests Windows 10’s gains are coming from elsewhere (likely macOS). 

Microsoft is set to pull the plug on Windows 7 in just eight months time by ending security patches and support for the OS. While even that might not be enough to get some individuals to upgrade to Windows 10, it could be a serious problem for businesses that use Windows 7 across their workforce.  A company risks losing sensitive information to malicious attacks if they remain on Windows 7 as their business laptops won’t receiving crucial security updates.

That became a problem for the millions of diehard Windows XP users in 2017 when the WannaCry malware infected hundreds of organizations. The attack was so devastating that Microsoft was forced to release an update for Windows XP long after it stopped supporting the OS.

To avoid a similar situation, Microsoft has been pushing hard for users to upgrade to Windows 10. The company is even offering a free transition to the latest desktop OS for anyone who has a Microsoft 365 Business license. 

There are several reasons why people are refusing to abandon Windows 7. For one, it can be a hassle for large businesses who have already deployed Windows 7 across their systems to make the change. For individual users, Windows 7 offers a familiarity and simplicity that Windows 10 threatens. Some users may also have a bad taste in their mouth after Windows 8, Microsoft’s failed, touch-focused experiment that introduced the tile interface seen on Windows 10.

How do I download or save a YouTube video to my computer?

YouTube has been designed to only allow users to watch and view videos on their website. Many users want to download or save their favorite YouTube videos to their computer so they can watch them without being connected to the Internet or on other devices.

Below are the steps required for downloading and watching YouTube videos on your computer for free.

Note: This page only provides instructions for downloading or saving a YouTube video to your computer. Instructions for saving a video as audio is on our saving only the audio of a YouTube video to an MP3 file page.

Tip: Unless you plan on transferring the video from your computer to your smartphone or tablet after it has been downloaded, we suggest using our how to download a YouTube video on a smartphone or tabletsteps for these devices.

Saving YouTube video as a video file on your computer

Today, many websites that allow you to enter the URL of the video you want to save to your computer and get a link to download the video file. Below is a simple four-step process to download any YouTube video.

Note: These steps may not work if at a school or job that’s blocking YouTube.

1. First, go to the YouTube page containing the video you want to download. When you’ve found the page, press Ctrl+L on your keyboard to highlight the text in the address bar, and then Ctrl+C to copy the Internet address. If you are on an Apple computer substitute Ctrl with the Command key.

2. Once this address has been copied, paste that address into the text field below by clicking inside the box and pressing Ctrl+V on your keyboard. Then, click the Download Video button.

Note: If the text field or Download Video button above is not visible or clickable, you can also type savefrom.net/ in front of any YouTube address.

3. Click the download video in browser link, below the green “Download the app and get your video” box. If you don’t see that link immediately, wait 10 to 15 seconds. It will be located to the right of the video you want to download.

Note: Using the above link will allow you to download a YouTube video for free. Ignore any advertisements that say you need to pay money to download a video.

4. If done properly, below the link mentioned above, you will see a preview of the video (as shown below), along with a green Download button and the video format.

YouTube download window

Click the down arrow on the right side of the Download box to see additional video formats, such as MP4, WebM, or 3GP. There may also be more than one quality option for each video format. Select the video format you want and click the green Download button.

YouTube download options

Note: Currently, YouTube does not allow for the download of HD quality video. Also, if available in the list, the MP4 360 video option will only play the video and does not download the video file.

After the video has been downloaded, the video file will be available in your downloads folder.

5 Must-Have Website Features for Small Business

Every small business needs a website in today’s digitally connected world. Without a website, clients and customers will struggle to find you, resulting in drastically reduced sales and missed opportunities. It takes more than just a generic site with little-to-no content to succeed, however. To strengthen your small business’s digital footprint on the web, make sure your website is equipped with the five following features.

Google Analytics

Google Analytics is a must-have feature for all business websites. Using this free tool, you can track channels for data analytics purposes, monitor bounce rate, exit rate, unique page views, total page views, average time spent per page and more. Using this information, you can then create custom-tailored content designed for your site’s audience.

Site Search Analytics

Google Analytics can give you useful information about how people are getting to your site and what they’re doing there, but information about whythey’re behaving that way needs to be inferred from the data.

Responsive Design

Responsive web design is an important feature that can increase your website’s traffic and authority. As explained by Google, responsive sites automatically adjust viewport sizes based on the device on which they are viewed. When a user visits your site on a mobile device, it changes the design to create the best possible viewing experience. There are several ways to create a mobile-friendly website, but responsive web design is the only method recommended by Google.

Brand Elements

Don’t forget to include your business’s brand elements on your site. When users visit your website, you want them to immediately associate it with your company. Therefore, you should include your business’s brand elements like your logo, slogan and color scheme. Incorporating these elements into your site will reinforce your business’s brand.

Social Media Links

Finally, include links to your business’s social media accounts and profiles on your site. Each Facebook like or Twitter tweet is a signal of trust. And the more trust signals your site has, the higher the chance of converting visitors into customers or clients.

These are just a few must-have features for your small business’s website. I understand that you have limited time, so I’d like to be part of the solution that implements these features and more with minimal time suck. Help me help you

Does Your Web Design Have More Problems Than Visitors? Top 10 Signs Your Site Needs An Overhaul

Has it been more than a few years now since you’ve taken the time to update your website?

Whether you maintain a personal site with a blog on it or have a site set up for your business, it probably looks old and outdated right now if you haven’t done anything to bring it up to speed. You need to call on a web designer to obtain web design services right away to bring your site back to life.

You also need to keep a close eye out for some of the other signs that will indicate it’s time to give your site a makeover. Here are 10 signs that’ll let you know you need to overhaul your website immediately.

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1. Takes Too Long to Load

Does it take your website more than two or three seconds max to load up when people visit it? If so, you have a big problem on your hands.

Google released a report a couple of years ago indicating that more than 50 percent of people will abandon a website before it even loads simply because it takes more than three seconds to do it.

If you find that your site is loading slow, there could be a number of reasons for it. It could be because of all the stuff you have on your site, or it could be because of a web hosting issue.

Either way, page speed is absolutely essential to the success of your site. So if your site is too slow, you need to consider working with someone who understands the ins and outs of web design.

2. Looks Awful Compared to Your Competition

Check out some of the sites that you consider to be your competition. Click around on the sites and see what their web design looks like and how it all works together.

Do you get the sense that your site simply doesn’t stack up?

If you think that, imagine what all of the people who visit both of your sites must think. It’s time for you to be honest with yourself and to take steps to improve your site so that you can compete with other sites.

3. Isn’t Mobile Friendly at All

In 2018, more than 52 percent of all the website traffic in the entire world is generated through smartphones. And that number continues to grow larger and larger every year with it jumping almost 40 percent in the last five years alone.

It’s not going to be long before almost all website traffic is generated through smartphones. So if your current site isn’t mobile-friendly enough, you need to change that.

By working with someone who knows a lot about web design, you can make your site function a lot better on mobile devices and avoid turning your website visitors off when they attempt to access your site on their phones.

4. Features Categories You Don’t Use Anymore

Are there several categories listed across the header on your website that you don’t use anymore?

Every so often, it’s a good idea for you to go in and get rid of the ones that you don’t need and add ones that will work better for you. This way, you won’t have people clicking through categories that don’t have any fresh content on them.

5. Opens You Up to Hacks and Other Security Issues

Studies have shown that as many as 30,000 websites are hacked every single day. It’s why it’s so important for you to take web hosting seriously and choose the right host for your site.

If you’ve been hacked before or if you’re simply worried about how a hack could affect your website, it’s great to have someone by your side who understands how to keep a site safe. With the right web hosting, you can put your security concerns to rest and spend more time focusing on improving your site as a whole.

6. Doesn’t Take SEO Into Account

When people search for a topic that’s covered extensively on your website through Google, does your website pop up?

It probably doesn’t if you haven’t made search engine optimization a priority. By boosting your SEO, you’ll start to see your website show up in more searches and generate more traffic as a result.

There are lots of website auditing hacks you can use to improve your SEO. But if you’re not comfortable doing it yourself, a person with web design experience can lead the way for you.

7. Includes Old Logos

If you run a business and have a website for it, your logo should be featured prominently in different areas of the site. At least, it should be featured prominently if it looks great and represents your company well.

Otherwise, you should scrap your old logo and design a new one. You should also rework your website to fit your new logo, which might mean changing everything from the placement of it to the colors used on your site.

8. Fails to Sync Up With Social Media

These days, it’s almost impossible to run a successful website without taking advantage of social media. You need people to share content from your site on social media to increase your traffic.

If you have a site that’s on the older side, it probably doesn’t sync up directly with social media in a seamless way. Change that by overhauling your web design so that it’s easy for you and your readers to share your website posts on Facebook, Twitter, and more.

9. Discourages People From Purchasing Anything From You

Do you sell products and services on your site? You need people to feel confident about placing orders with you over the web.

They’re not going to do that if you don’t make it easy for them to put in orders. They’re also not going to do it if there are any security issues with your site at all.

By overhauling your site, you can instill a sense of trust in those who come to buy things from you.

10. No Longer Represents What Your Brand Is All About

When you look at your site, you should be proud of it and happy to show it off. It should be a strong representation of what your brand is all about.

If that’s no longer the case, it’s time to move on from your old site and embrace a new one. It’ll help redefine your brand and let others know what you stand for.

Rethink Your Web Design to Improve Your Website

Stop cringing every time you visit your own website. Make the necessary changes to it and fall in love with the way it looks again.

When you make an investment in web design by hiring an experienced web designer, you’ll also make an investment in both yourself and your business. You’ll put your best foot forward and make a great impression on others again.

Would you like to see what you can do to overhaul your website? Hire us to be your web designer. Based out of Savannah, Georgia, I can help anyone, anywhere with their web design needs

10 Days to Go! Meet The Culinary Headliners for GTBank Food & Drink Masterclass

Trick question: What does a Michelin Star chef from Thailand, A Chef Patron of an award-winning restaurant, and an award-wining OAP, turned seasoning whisper have in common? They love food and are Masterclass facilitators coming to the GTBank Food and Drink Festival!

These facilitators are part of a line-up of diverse culinary experts who will headline Masterclasses that explore all facets of the global food and drink industry. In ten days and a few hours, the long-awaited food and drink festival will kick-off, but until then, more facilitators will be announced as we count down in style.

Thitid Tassanakajohn

Thitid Tassanakajohn, also known as Chef Ton, is the rising star of Thailand’s culinary scene and runs one of the most exciting kitchens out of Bangkok. His restaurant, Le Du, is ranked seventh in Thailand Tatler’s Top 10 Best Restaurants and 37th in the annual Asia’s 50 Best Restaurants list.

Chef Ton’s professional career as a chef started when he left Thailand to the United States of America (USA) to pursue his passion for cooking at the prestigious Culinary Institute of America. Right after graduation, he worked in several Michelin-starred restaurants in New York City, including Eleven Madison Park, The Modern, and Jean Georges, before going on to open his restaurants, BAAN, and Le Du in Thailand.

Chef Ton is also a wine connoisseur and a Certified Sommelier (CS) from the renowned Court of Master Sommelier, which was established to encourage quality standards for beverage service in hotels and restaurants.

Chef Ton will be at the GTBank Food and Drink Festival on Wednesday, May 1st, 2019, to demonstrate Reinventing traditional recipes.

Chef Raphael Duntoye

Chef Raphael Duntoye is the Chef Patron of La Petite Maison, a popular upscale French Mediterranean restaurant with outlets in London, Dubai, Miami, Hong Kong, Abu Dhabi, and Istanbul.

Renowned for his lightness of touch and reverence for the best fresh produce, Chef Raphael began his culinary journey in 1995 when he left a career in engineering to follow a life-long passion for food and cooking that would lead him to become Chef Patron of an award-winning restaurant at La Petite Maison.

Chef Raphael joined the Butlers Wharf Chef School in 1995 and following his graduation, spent the next five years earning his culinary stripes under the mentorship of Pierre Koffman, one of the United Kingdom’s most celebrated Chefs of all time. Raphael credits Koffmann, with teaching him how to “really cook”. He later served as Executive Sous Chef at Sketch in Mayfair and as a Senior Sous Chef at the Japanese restaurant Zuma in Knightsbridge, London.

In 2007, Chef Raphael opened the first La Petit Maison in Mayfair, London and has since then expanded the award-winning restaurant to 5 other major metropolitan cities across the world.

Chef Raphael will be at the GTBank Food and Drink Festival on Wednesday, May 1st, 2019, to demonstrate how to Achieve the Ultimate Sophistication Through Simplicity.

Matse Uwatse-Nnoli

Matse Uwatse-Nnoli is an award-winning radio presenter and prolific food blogger renowned for her innovative African spices and stunning food photography, which she regularly shares with thousands of her followers.

Matse began her career as a radio presenter and made a name for herself as an On-Air Personality with Wazobia (OAP) and Nigeria Info Fm. After her stint as a radio presenter, Matse returned to her first love–cooking, and created MatseCooks Limited in 2014 to educate and start conversations around food and drinks from all around the continent.

The positive reception of her food blog led Matse to launch her own spice range, MatseCooks Seasonings, which is stocked across Nigeria and several countries. In 2016, Matse was named Ynaija and Leading Ladies Africa’s top 100 most inspiring women in Nigeria.  She is currently working on her first Cookbook.

Matse will be at the GTBank Food and Drink Festival on Monday, April 29th, 2019 to share with her audience, The Secrets to Blending Seasoning to Perfection.

To register for their Masterclass, Click here
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Steps To Follow To Register A Non-Governmental Organization (“Ngo”)

A Non-Governmental Organization (“NGO”) is a body or association of persons registered as “Incorporated Trustees” under Section 590 of the Companies and Allied Matters Act, Cap C20 Laws of the Federation 2010 for the advancement of any religious, educational, literary, scientific, social/cultural development, sporting and charitable causes. An NGO is deemed a not-for-profit organization in Nigeria. The following is a guide to registering an NGO in Nigeria.

  1. Devise a plan. Write about your organization’s beliefs, mission, and purpose. As you define your mission and draft you purpose statement, you should describe the overall purpose of the NGO; the activities your NGO will engage in or undertake; the core beliefs of the NGO; etc.
  2. Select your NGO name. For example, “Youths for Democracy and Positive Change”, “Brilliant Minds Educational Foundation”, “Network of Nigerian Women in Politics”, “Mega Champions Football Club”, “Jesus Christ Apostolic Ministries”, “Money-Givers Trust Foundation”, “Amalgamated Union of Market Leaders and Traders”, “Business CEOs Roundtable”, “All United Sport Club”, “Foundation Against Trafficking in Persons and Slavery”, “Scientific Scholars and Inventors Forum”, “Climate-Change Advocacy Roundtable”, “International Motor-Bikers Club”, “The Mental Health Foundation”, Good Governance Advocacy Foundation”, “The Emerging Tigers Forum”, “Love and Care International Foundation”, “Association of Miners, Industrialists and Top Manufacturers”, “Environmental Sustainability Foundation”, etc. (plus an alternate name in case the first name is unavailable for reservation).
  3. Appoint the Trustee(s). A person qualified to be appointed a Trustee must not be less than 18 years of age; or of unsound mind; or undischarged bankrupt; or convicted of an offence involving fraud or dishonesty within 5 years of his proposed appointment.
  4. Consult an Accredited Solicitor. A Solicitor who has been duly accredited by the Corporate Affairs Commission (CAC) to conduct pre and post incorporation matters with the Commission can help you execute the following:
  5. Name Availability Search and Reservation. Your Solicitor will conduct a search at the Corporate Affairs Commission (CAC) registry to check if the NGO name you have chosen is available for reservation. Only a name that is not identical to an existing registered organization in Nigeria can be reserved for you. Where your name is available, same will be approved for registration. Name availability check and reservation can be effected within 48 hours by a CAC accredited Solicitor.
  6. Publication of Notices. Your Solicitor, in compliance with the law, will publish in three (3) national dailies, one being a local newspaper widely circulated in the area where your NGO is based a notification of intention to register the NGO, setting out the name of the NGO; the names of trustees, aims and objectives; and a call for objections within 28 days to the registration of the NGO (if any).
  7. Drafting of the NGO Constitution. The NGO’s constitution drafted by the Solicitor will set out rules that would govern the internal affairs of the NGO, the aims and objectives of the NGO, the governance structure, names of members of the Board of Trustees, the statement of purpose, etc.
  8. Drafting of the Minutes of the Meeting. Your solicitor will draft the minute of meeting that will provide details whereat members of the Board of Trustees were appointed, list of members present and absent, the voting pattern, and the authorization to apply for registration, signed by Chairman and Secretary of the Board.
  9. Drafting of the Minutes of the Meeting. Your solicitor will draft the minutes of meeting whereat the special clause was adopted into the constitution of the organization; signed by Chairman and Secretary of the Board.
  10. Documentation of all incorporation documents.Your solicitor will put together all incorporation documents including duly completed application form in triplicate, letter of application, the original of newspaper publications, copies of the NGO constitution so drafted, the above minutes of the meetings, passport-sized photographs of the Trustees, the impression of the common seal of the NGO, etc.
  11. Submission and Filing. Your solicitor will file all the relevant documents with the Corporate Affairs Commission for the incorporation of the NGO.
  12. Collection of the NGO Certificate of Incorporation. The Certificate of Incorporation of the NGO will be issued by the Corporate Affairs Commission to you through your CAC Accredited Solicitor after due documentations and filings.
  13. Open a Bank Account in the NGO Name. This is very important because opening a bank account in the NGO’s name shows that your NGO is official and you are ready to begin to obtain financial support from the public and receive donations. To open a NGO bank account, you will need the NGO’s Certificate of Incorporation issued by Corporate Affairs Commission.


The following are the benefits and incidence of NGO registration.

  1. The NGO becomes a Corporate Body. As a corporate body, the NGO dealings and engagement with the members of the public and the society will improve. The NGO can sue or be sued through its incorporated trustees to enforce its legal rights.
  2. The NGO becomes entitled to buy land, own fixed assets and incur liabilities under its common seal. It is illegal for an unregistered organization including an unregistered NGO to buy, hold or sell land anywhere in Nigeria.
  3. Structured Financial Plan. Having an NGO can afford you a tax-free mechanism for the businesses you are transacting under the NGO. NGOs are deemed not-for-profit and therefore their activities are tax deductible. You can develop a structured financial plan using your NGO for “tax avoidance”. Tax avoidance is legitimate, but NOT “tax evasion” which is criminal!
  4. Protection from Personal Liability. You can buy, acquire and register your financial stakes and assets in the name of your NGO. This is a very smart way to protecting yourself from unlimited liability for bankruptcy, foreclosure, judgement debt recovery, or divorce proceedings in future. Your assets and property registered in the name of your NGO can never be targeted or attached for the satisfaction of any debts you have incurred or be used for the settlement of your estranged wife or husband after a bitter divorce proceeding. You are better off outsmarting an ugly occurrence in future than be sorry!
  5. Perpetual Succession. This means your NGO has an unlimited life span and will continue to exist even if the founder or trustees die or leave the NGO. An NGO’s existence will only cease if it is formally wound up by the Order of Court. Amongst other benefits, this allows your organization to outlive you and even generations to come.
  6. Having an Enhanced Corporate Image. The public will perceive your NGO as being stable than an unregistered NGO. Political parties, government, donor agencies, financial institutions, charity organizations and other NGOs will only want to partner with your NGO to further common objectives if your NGO is registered.
  7. Responsible Leadership. The registration of your NGO can suggest that your NGO has an effective and responsible leadership in place.
  8. Registering your NGO can afford you access to credit from official lenders and financial institutions. You can use a loan facility to finance a mortgage, purchase land or fixed assets, promote the activities of your NGO, or fund the NGO operations. Banks will want to see proof that your NGO is registered with the CAC as condition precedent to giving loan.
  9. Once your NGO is registered, the name is protected. Nobody can use the same name or even a name that is similar to that of your NGO throughout Nigeria. This has the benefit of legally protecting your image and NGO name from unauthorized use.
  10. Ability to open and operate a bank account in the NGO name. Operating an NGO bank account is an important asset to your NGO because it is one of the clearest signs that you are transparent. Some private persons, government, donor agencies and other NGOs will not be comfortable writing you a cheque for your NGO in your own personal name. But the NGO bank account shows everyone that your NGO is official and you are ready to begin to obtain financial support and receive monetary donations. You need to provide proof that your NGO is registered with the Corporate Affairs Commission to open a corporate bank account.


If you want to register your NGO, you are taking the right step in the right direction. Registering your NGO would effectively confer numerous benefits for growth and sustainability. It is strongly recommended that you obtain help from an accredited solicitor of CAC to help you with the pre and post incorporation matters of your NGO, and to pin down key issues related to the governance structure and internal affairs of your NGO.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.ContributorEdoabasi Udo